Microsoft Copilot is a free AI chat assistant with web-grounded answers, available on Windows, Edge, the web and mobile. Paid Microsoft 365 consumer plans add Copilot inside Word, Excel, PowerPoint, Outlook and OneNote.
Copilot at a glance
Made by | Microsoft |
|---|---|
Price | Free chat; Microsoft 365 from $9.99/month |
Platforms | Web, Windows, macOS, iOS, Android, Edge |
Best for | Microsoft 365 and Windows users |
Key features
Free AI chat for writing, brainstorming and summaries, with real-time web answers.
Copilot in Edge for summarizing web pages.
Signed-in extras: chat history, image creation, longer chats and voice.
Copilot inside Word, Excel, PowerPoint, Outlook and OneNote with Microsoft 365.
Researcher and Analyst agents on Microsoft 365 Premium.
Copilot pricing
Plan | Price | Notes |
|---|---|---|
Copilot (free) | $0 | Subject to capacity and limits |
Microsoft 365 Personal | $9.99/month or $99.99/year | Intro offers may apply |
Microsoft 365 Family | $12.99/month or $129.99/year | Shared plan |
Microsoft 365 Premium | $19.99/month or $199.99/year | Researcher and Analyst agents |
Microsoft 365 Pro | $99.99/month | Monthly only |
What to know
Copilot features in 365 plans have usage limits, and some are limited to the subscription owner.
Microsoft doesn't publish which models power consumer Copilot.
Our take
If you already pay for Microsoft 365, Copilot inside Word and Excel is the most practical AI upgrade you can get, because it works on the files you already have. For pure chat, the free version is solid but not a reason to switch from ChatGPT or Gemini.
Copilot alternatives
Frequently asked questions
Is Copilot free?
Yes, the chat assistant is free. Copilot inside Office apps needs a Microsoft 365 plan.
Facts checked against Microsoft's official US pricing and support pages on November 13, 2026. Prices and offers change, so confirm on Microsoft's site.
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